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Life, ADD, STD and LTD

GROUP TERM LIFE / AD&D

 

·         Available to groups of 15 or more employees.

·         Flat benefits amounts or salary multiples.

·         Dependant Group Life available.

·         Non-contributory plans:  Employer pays.

·         Voluntary/Contributory plans:  Optional or Supplemental plans; Employee pays.

·         Include waiver of premium/conversion.


GROUP LONG TERM DISABILITY

·         Available for groups of 25 or more employees.

·         Benefit percentages:  50%, 60%, 67%.

·         Benefit maximums:  up to $25,000 per month.

·         Elimination periods:  90, 180 or 360 days

·         SS Integration:  Primary, Full Family, 70% All Source, Backdoor.

·         Own occupation definitions:  2 to 5 years, to age 65.

·         Benefit durations:  2 to 5 years, to age 65.


GROUP SHORT TERM DISABILITY

 

·         Available to groups of 25 or more employees.

·         Benefit percentages:  50% to 70%.

·         Benefit maximums:  up to $1,500 per week.

·         Elimination periods:  0, 7, 14 or 30 days.

·         Benefit durations:  13, 26 or 52 weeks.

 

 

  
Carriers We Represent

CGI has built strong relationships with the top rated carriers to market group coverage's via existing MGU arrangements. All of the carriers that we represent carry an A.M. Best rating of A (Excellent) or higher.

 

Fort Dearborn

Companion Life

Prudential

Zurich

Lincoln Financial

  
Corporate Offices
Commercial Group Intermediaries
16 Executive Court
Suite 4
South Barrington, IL  60010

Main Number:  (847) 713-4700
Fax:  (847) 713-4701

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